ABOUT SBR
Overcome with debt?
We can help you slash up to 80% of that debt.
Small Business Restructuring (SBR) is an ATO initiative designed to help businesses lower their debts and develop a plan for recovery within 35 business days.
With SBR, you can propose a debt restructuring plan to your creditors while keeping control of your business.
HOW SBR HELPS
5 ways SBR can HELP YOU...
01
Protect yourself from threats or legal action
Enter a protected status where no legal actions can be taken against you during the process.
02
Business
as usual
Continue running your business while working on the restructuring plan.
03
Speedy
process
Complete the process within 35-45 business days.
04
Access to tax debt discounts
Secure discounts on core tax debts, especially from the ATO.
05
No lockdown DPNs
A DPN lockdown can freeze assets and progress but a SBR expert can help you avoid it.
GET STARTED
The Small Business Restructuring process explained in 4 simple steps:
Expert Guidance that solved our debt issues.
Restructuring our small business was a game-changer for us. It gave us the breathing room we needed to negotiate with creditors without legal threats. Throughout the process, we retained full operational control of our business. They helped us secure significant discounts on our tax debts, particularly from the ATO. Because of this we were saved from what we thought was certain liquidation. Highly recommend the team at Restructure My Small Business!"
Alison and Brad
Melbourne VIC
TESTIMONIALS
What our clients are saying
Navigate your business restructuring with confidence, knowing exactly what it will cost from the start.
Clear & Transparent Pricing
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Fixed Fee Upfront: No surprises—pay a set fee at the beginning of the restructuring process.
Percentage-Based Plan Fees: If your plan is accepted, the only additional cost is a percentage of what you pay to creditors—no extra fees on top.
FAQ
You're probably wondering...
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What is Small Business Restructuring?Small Business Restructuring is a formal process designed to assist financially distressed businesses in Australia. It enables eligible businesses to restructure their debts and operations, allowing them to continue trading while working towards financial stability.
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How long will the process take?The small business restructuring process typically takes between 20 to 30 business days, depending on the complexity of the restructuring plan and creditor negotiations. Our team will provide a detailed timeline tailored to your business needs.
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Will my business operations be affected during restructuring?During the restructuring process, your business can continue to operate as usual. The goal is to allow you to maintain normal trading activities while implementing the necessary changes to improve financial health.
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How will restructuring benefit my business?Small business restructuring can provide several benefits, including: Improved cash flow management. A clearer financial outlook. A chance to renegotiate debts. Legal protection from creditors. A structured path towards financial recovery.
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Can creditors take legal action during the process?Once the small business restructuring plan is in place, creditors are restricted from initiating legal action against your business. This protection allows you to focus on implementing the restructuring plan without the threat of litigation.
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What happens if creditors reject the restructuring plan?If creditors reject the restructuring plan, your business may need to consider other insolvency options, such as voluntary administration or liquidation. Our advisors can guide you through these alternatives and help you choose the best path forward.
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Do creditors have to accept the restructuring plan?Creditors are required to vote on the proposed restructuring plan. For the plan to be accepted, it must receive approval from more than 50% of the creditors (by value) who vote. Our team will work closely with you to develop a plan that meets the needs of both your business and your creditors.
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Can I negotiate my debt with creditors?Yes absolutely, that is part of our service to negotiate with creditors on your behalf.
